Merchant

[Badnorth]

Desc: A wealthy Merchant.
Cost: 4
Produced at towns
Hp: 10
Att: 0
Spd: 4
Sight: 4
Armor: 0/0
Mr: 0%
Abilities:
Pay mercenary
+7 turns
Pay mercenary group
+4 turns
Aoe: 3
Speed up production
-2 turns
Bribe ability
70% Conversion chance (Unaffected by persuasion).
Get Merchant ship
Rides a merchant ship

[Badnorth]

Merchant.

[Morningwarrior]

Now this is merchant,hey,he have a ability to transform in ship like coursiar?

[Endru1241]

Desc: A wealthy Merchant.
Cost: 4
Produced at towns
Hp: 10
Att: 0
Spd: 4
Sight: 4
Armor: 0/0
Mr: 0%
Abilities:
Pay mercenary
+7 turns
Pay mercenary group
+4 turns
Aoe: 3
Speed up production
-2 turns
Bribe ability
45% Conversion chance (Unaffected by persuasion).

As all those abilities require cost, so sacrificing merchant would be an obvious solution.
45% chance seems quite low for sacrificing 4 turn unit, so I'd rather increase it.
Single merc pay should give 8 or more turns.

Now this is merchant,hey,he have a ability to transform in ship like coursiar?

Good idea. There is merchant ship after all.

[Badnorth]

Yes, Merchant will disappear once one of the abilities are used. Just like other money units.
Updated. I like the idea of having to transform. This should also apply to standard money courier.

[Hyuhjhih]

But once transformed into boat, cannot become money courier again, cause dock may become a factory to produce money couriers.

[Morningwarrior]

But once transformed into boat, cannot become money courier again, cause dock may become a factory to produce money couriers.
so in the dock,have money courier caravel.some exemple for water transform for him